Medicare Cost and Irmaa Table
The Medicare Cost and Irmaa Table carries 21 published figures read from 2 sources' own pages; the 12 published figures given by MAGI bracket run from 0 to 391,000 USD, read 24 October 2026.
- 190 to 65,167
- 165,167 to 130,333
- 130,333 to 195,500
- 195,500 to 260,667
- 260,667 to 325,833
- 1325,833 to 391,000
Bands
| Bucket | Value |
|---|---|
| 0 to 65,167 | 19 figures |
| 65,167 to 130,333 | 1 figure |
| 130,333 to 195,500 | 0 figures |
| 195,500 to 260,667 | 0 figures |
| 260,667 to 325,833 | 0 figures |
| 325,833 to 391,000 | 1 figure |
2 of the 4 named sources read in full publish a figure; 2 publish none, read 24 October 2026.
By figure and MAGI bracket
| Breakdown | Median | Range | Sources |
|---|---|---|---|
| figurePart B standard monthly premium 2026 | 202.9USD | 202.9 to 202.9USD | 1 |
| figurePart A lifetime reserve day coinsurance 2026 | 868USD | 868 to 868USD | 1 |
| figurePart A skilled nursing daily coinsurance days 21-100, 2026 | 217USD | 217 to 217USD | 1 |
| figurePart A hospital daily coinsurance days 61-90, 2026 | 434USD | 434 to 434USD | 1 |
| figurePart A skilled nursing daily coinsurance days 21-100 (medicare.gov), 2026 | 217USD | 217 to 217USD | 1 |
| figurePart A inpatient hospital deductible 2025 | 1,676USD | 1,676 to 1,676USD | 1 |
| figurePart A inpatient hospital deductible 2026 | 1,736USD | 1,736 to 1,736USD | 1 |
| figurePart A hospital daily coinsurance days 61-90, 2025 | 419USD | 419 to 419USD | 1 |
| figurePart A hospital daily coinsurance days 61-90 (cms.gov), 2026 | 434USD | 434 to 434USD | 1 |
| MAGI bracketPart B IRMAA married filing separately lower threshold $109,000, 2026 | 109,000USD | 109,000 to 109,000USD | 1 |
| MAGI bracketPart B full coverage IRMAA, married filing separately, MAGI <= $109,000, 2026 | 0USD | 0 to 0USD | 1 |
| MAGI bracketPart B full coverage total monthly premium, married filing separately, MAGI <= $109,000, 2026 | 202.9USD | 202.9 to 202.9USD | 1 |
| MAGI bracketPart B IRMAA married filing separately upper threshold $391,000, 2026 | 391,000USD | 391,000 to 391,000USD | 1 |
| MAGI bracketPart B full coverage IRMAA, married filing separately, MAGI $109,000-$391,000, 2026 | 446.3USD | 446.3 to 446.3USD | 1 |
| MAGI bracketPart B full coverage total monthly premium, married filing separately, MAGI $109,000-$391,000, 2026 | 649.2USD | 649.2 to 649.2USD | 1 |
| MAGI bracketPart B full coverage IRMAA, married filing separately, MAGI >= $391,000, 2026 | 487USD | 487 to 487USD | 1 |
| MAGI bracketPart B full coverage total monthly premium, married filing separately, MAGI >= $391,000, 2026 | 689.9USD | 689.9 to 689.9USD | 1 |
| MAGI bracketPart B immunosuppressive-drug-only IRMAA, married filing separately, MAGI <= $109,000, 2026 | 0USD | 0 to 0USD | 1 |
| MAGI bracketPart B immunosuppressive-drug-only total monthly premium, married filing separately, MAGI <= $109,000, 2026 | 121.6USD | 121.6 to 121.6USD | 1 |
| MAGI bracketPart B immunosuppressive-drug-only IRMAA, married filing separately, MAGI $109,000-$391,000, 2026 | 445.9USD | 445.9 to 445.9USD | 1 |
| MAGI bracketPart B immunosuppressive-drug-only total monthly premium, married filing separately, MAGI $109,000-$391,000, 2026 | 567.5USD | 567.5 to 567.5USD | 1 |
Every figure, with its source
One row per published figure: the figure as the source's own page publishes it, the page, and the day it was read. A figure that is not on a page we read is not on this one.
| Source | Figure | Breakdown | Read |
|---|---|---|---|
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 391,000USD | Part B IRMAA married filing separately upper threshold $391,000, 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 109,000USD | Part B IRMAA married filing separately lower threshold $109,000, 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 1,736USD | Part A inpatient hospital deductible 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 1,676USD | Part A inpatient hospital deductible 2025 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 868USD | Part A lifetime reserve day coinsurance 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 689.9USD | Part B full coverage total monthly premium, married filing separately, MAGI >= $391,000, 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 649.2USD | Part B full coverage total monthly premium, married filing separately, MAGI $109,000-$391,000, 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 567.5USD | Part B immunosuppressive-drug-only total monthly premium, married filing separately, MAGI $109,000-$391,000, 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 487USD | Part B full coverage IRMAA, married filing separately, MAGI >= $391,000, 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 446.3USD | Part B full coverage IRMAA, married filing separately, MAGI $109,000-$391,000, 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 445.9USD | Part B immunosuppressive-drug-only IRMAA, married filing separately, MAGI $109,000-$391,000, 2026 | 2026-10-24 |
| Medicare.gov: Medicare costs fact sheet (CMS product 11579) | 434USD | Part A hospital daily coinsurance days 61-90, 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 434USD | Part A hospital daily coinsurance days 61-90 (cms.gov), 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 419USD | Part A hospital daily coinsurance days 61-90, 2025 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 217USD | Part A skilled nursing daily coinsurance days 21-100, 2026 | 2026-10-24 |
| Medicare.gov: Medicare costs fact sheet (CMS product 11579) | 217USD | Part A skilled nursing daily coinsurance days 21-100 (medicare.gov), 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 202.9USD | Part B standard monthly premium 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 202.9USD | Part B full coverage total monthly premium, married filing separately, MAGI <= $109,000, 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 121.6USD | Part B immunosuppressive-drug-only total monthly premium, married filing separately, MAGI <= $109,000, 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 0USD | Part B full coverage IRMAA, married filing separately, MAGI <= $109,000, 2026 | 2026-10-24 |
| CMS: 2026 Medicare Parts A & B premiums and deductibles | 0USD | Part B immunosuppressive-drug-only IRMAA, married filing separately, MAGI <= $109,000, 2026 | 2026-10-24 |
The sentence each figure was read from (21)
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Full Part B Coverage Beneficiaries who are married and lived with their spouses at any time during the year, but who file separate tax returns from their spouses with modified adjusted gross income: Income-Related Monthly Adjustment Amount Total Monthly Premium Amount Less than or equal to $109,000 $0.00 $202.90 Greater than $109,000 and less than $391,000 $446.30 $649.20
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Full Part B Coverage Beneficiaries who are married and lived with their spouses at any time during the year, but who file separate tax returns from their spouses with modified adjusted gross income: Income-Related Monthly Adjustment Amount Total Monthly Premium Amount Less than or equal to $109,000 $0.00 $202.90
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Part A Deductible and Coinsurance Amounts for Calendar Years 2025 and 2026 by Type of Cost Sharing Inpatient hospital deductible $1,676 $1,736 Daily hospital coinsurance for 61st-90th day $419
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Part A Deductible and Coinsurance Amounts for Calendar Years 2025 and 2026 by Type of Cost Sharing Inpatient hospital deductible $1,676 $1,736 Daily hospital coinsurance for 61st-90th day
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
$868
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
equal to $109,000 $0.00 $202.90 Greater than $109,000 and less than $391,000 $446.30 $649.20 Greater than or equal to $391,000 $487.00 $689.90 Premiums for high-income beneficiaries with immunosuppressive drug only Part B coverage who are married and lived with their spouse at any time during the taxable year, but file a separate return, are as follows: Part B Immunosuppressive Drug Coverage Only
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Beneficiaries who are married and lived with their spouses at any time during the year, but who file separate tax returns from their spouses with modified adjusted gross income: Income-Related Monthly Adjustment Amount Total Monthly Premium Amount Less than or equal to $109,000 $0.00 $202.90 Greater than $109,000 and less than $391,000 $446.30 $649.20 Greater than or equal to $391,000 $487.00
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Beneficiaries who are married and lived with their spouses at any time during the year, but who file separate tax returns from their spouses with modified adjusted gross income: Income-Related Monthly Adjustment Amount Total Monthly Premium Amount Less than or equal to $109,000 $0.00 $121.60 Greater than $109,000 and less than $391,000 $445.90 $567.50 Greater than or equal to $391,000 $486.50
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
nt Total Monthly Premium Amount Less than or equal to $109,000 $0.00 $202.90 Greater than $109,000 and less than $391,000 $446.30 $649.20 Greater than or equal to $391,000 $487.00 $689.90 Premiums for high-income beneficiaries with immunosuppressive drug only Part B coverage who are married and lived with their spouse at any time during the taxable year, but file a separate return, are as follows:
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Beneficiaries who are married and lived with their spouses at any time during the year, but who file separate tax returns from their spouses with modified adjusted gross income: Income-Related Monthly Adjustment Amount Total Monthly Premium Amount Less than or equal to $109,000 $0.00 $202.90 Greater than $109,000 and less than $391,000 $446.30 $649.20 Greater than or equal to $391,000
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Beneficiaries who are married and lived with their spouses at any time during the year, but who file separate tax returns from their spouses with modified adjusted gross income: Income-Related Monthly Adjustment Amount Total Monthly Premium Amount Less than or equal to $109,000 $0.00 $121.60 Greater than $109,000 and less than $391,000 $445.90 $567.50 Greater than or equal to $391,000
- Medicare.gov: Medicare costs fact sheet (CMS product 11579), read 2026-10-24:
• $434 per day for days 61–90 of each benefit period
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Part A Deductible and Coinsurance Amounts for Calendar Years 2025 and 2026 by Type of Cost Sharing Inpatient hospital deductible $1,676 $1,736 Daily hospital coinsurance for 61st-90th day $419 $434 Daily hospital coinsurance for lifetime reserve days $838
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Part A Deductible and Coinsurance Amounts for Calendar Years 2025 and 2026 by Type of Cost Sharing Inpatient hospital deductible $1,676 $1,736 Daily hospital coinsurance for 61st-90th day $419 $434 Daily hospital coinsurance for lifetime reserve days
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
$217
- Medicare.gov: Medicare costs fact sheet (CMS product 11579), read 2026-10-24:
• $217 per day for days 21–100 of each benefit period
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Each year, the Medicare Part B premium, deductible, and coinsurance rates are determined according to provisions of the Social Security Act. The standard monthly premium for Medicare Part B enrollees will be $202.90 for 2026, an increase of $17.90 from $185.00 in 2025.
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Full Part B Coverage Beneficiaries who are married and lived with their spouses at any time during the year, but who file separate tax returns from their spouses with modified adjusted gross income: Income-Related Monthly Adjustment Amount Total Monthly Premium Amount Less than or equal to $109,000 $0.00 $202.90 Greater than $109,000 and less than $391,000 $446.30
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Part B Immunosuppressive Drug Coverage Only Beneficiaries who are married and lived with their spouses at any time during the year, but who file separate tax returns from their spouses with modified adjusted gross income: Income-Related Monthly Adjustment Amount Total Monthly Premium Amount Less than or equal to $109,000 $0.00 $121.60 Greater than $109,000 and less than $391,000 $445.90
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Full Part B Coverage Beneficiaries who are married and lived with their spouses at any time during the year, but who file separate tax returns from their spouses with modified adjusted gross income: Income-Related Monthly Adjustment Amount Total Monthly Premium Amount Less than or equal to $109,000 $0.00 $202.90 Greater than $109,000 and less than $391,000
- CMS: 2026 Medicare Parts A & B premiums and deductibles, read 2026-10-24:
Part B Immunosuppressive Drug Coverage Only Beneficiaries who are married and lived with their spouses at any time during the year, but who file separate tax returns from their spouses with modified adjusted gross income: Income-Related Monthly Adjustment Amount Total Monthly Premium Amount Less than or equal to $109,000 $0.00 $121.60 Greater than $109,000 and less than $391,000
Read in full, publishes no figure
2 named sources were read in full on the dates shown and print no usable figure. They are counted, never filled in.
- IRS Publication 502, Medical and Dental Expenses, read 2026-09-12: every candidate on the page was refused
- SSA: Medicare premiums (benefits planner), read 2026-09-12: every candidate on the page was refused
Methodology
Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2).
2 of the 4 named sources that could be read published a usable figure; 2 published none and are recorded as not published, never filled in; 0 could not be read (blocked, dead or unreachable) and count nowhere.
The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source for each breakdown it prices, in USD (a source's median where its page yielded several accepted sentences for one breakdown), so a page that gives figures for several breakdowns gives one for each and N counts 21 figures, never sentences; 46 candidate sentence(s) were refused by a reviewer with the reason recorded.
The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): one row per figure per year, quoted verbatim from the authority that sets it with its effective date: the Part A deductible and coinsurance, the Part B standard premium and deductible, every IRMAA bracket for Part B and Part D with its MAGI threshold and dollar surcharge, the 15% limiting charge, and the deductibility rule with its 7.5%-of-AGI floor.
What is ours is the SERIES: every figure back-dated year on year, the percentage change at each rate turn, the share of the Social Security COLA a premium rise consumes, and the bracket a given MAGI lands in two years later - the calculator is generated from the table, never typed.
46 candidate sentences on these pages were refused by a reviewer; each refusal and its reason is recorded in the review ledger.
Sources (4)
- CMS: 2026 Medicare Parts A & B premiums and deductibles(the publisher's own terms; quoted for reporting and comment)
- Medicare.gov: Medicare costs fact sheet (CMS product 11579)(the publisher's own terms; quoted for reporting and comment)
- IRS Publication 502, Medical and Dental Expenses(the publisher's own terms; quoted for reporting and comment)
- SSA: Medicare premiums (benefits planner)(the publisher's own terms; quoted for reporting and comment)
Cite or embed this figure
Cite or embed this figure
The Medicare Cost and Irmaa Table carries 21 published figures read from 2 sources' own pages; the 12 published figures given by MAGI bracket run from 0 to 391,000 USD, read 24 October 2026.
2 of the 4 named sources read in full publish a figure; 2 publish none, read 24 October 2026.
Medicare Cost and Irmaa Table, figure Part B standard monthly premium 2026: median 202.90 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, figure Part A lifetime reserve day coinsurance 2026: median 868 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, figure Part A skilled nursing daily coinsurance days 21-100, 2026: median 217 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, figure Part A hospital daily coinsurance days 61-90, 2026: median 434 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, figure Part A skilled nursing daily coinsurance days 21-100 (medicare.gov), 2026: median 217 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, figure Part A inpatient hospital deductible 2025: median 1,676 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, figure Part A inpatient hospital deductible 2026: median 1,736 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, figure Part A hospital daily coinsurance days 61-90, 2025: median 419 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, figure Part A hospital daily coinsurance days 61-90 (cms.gov), 2026: median 434 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, MAGI bracket Part B IRMAA married filing separately lower threshold $109,000, 2026: median 109,000 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, MAGI bracket Part B full coverage IRMAA, married filing separately, MAGI <= $109,000, 2026: median 0 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, MAGI bracket Part B full coverage total monthly premium, married filing separately, MAGI <= $109,000, 2026: median 202.90 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, MAGI bracket Part B IRMAA married filing separately upper threshold $391,000, 2026: median 391,000 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, MAGI bracket Part B full coverage IRMAA, married filing separately, MAGI $109,000-$391,000, 2026: median 446.30 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, MAGI bracket Part B full coverage total monthly premium, married filing separately, MAGI $109,000-$391,000, 2026: median 649.20 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, MAGI bracket Part B full coverage IRMAA, married filing separately, MAGI >= $391,000, 2026: median 487 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, MAGI bracket Part B full coverage total monthly premium, married filing separately, MAGI >= $391,000, 2026: median 689.90 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, MAGI bracket Part B immunosuppressive-drug-only IRMAA, married filing separately, MAGI <= $109,000, 2026: median 0 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, MAGI bracket Part B immunosuppressive-drug-only total monthly premium, married filing separately, MAGI <= $109,000, 2026: median 121.60 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, MAGI bracket Part B immunosuppressive-drug-only IRMAA, married filing separately, MAGI $109,000-$391,000, 2026: median 445.90 USD across 1 source, read 24 October 2026.
Medicare Cost and Irmaa Table, MAGI bracket Part B immunosuppressive-drug-only total monthly premium, married filing separately, MAGI $109,000-$391,000, 2026: median 567.50 USD across 1 source, read 24 October 2026.
Cite as: "Medicare Plan Comparison Medicare Cost and Irmaa Table", updated 2026-10-25, https://medicareplancomparison.com/datasets/medicare-cost-and-irmaa-table/.
Download the CSV (21 rows, computed 2026-10-25)